Now Insurance Agency
NOW INSURANCE AGENCY
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Kenya Premium Health Covers

Protect What
Matters Most

AARAPABritamCIC InsuranceFirst AssuranceHeritage InsuranceJubilee

Compare leading medical covers from Jubilee, Britam, AAR, CIC, APA, First Assurance and Heritage — then apply online in minutes.

40M+
Max Cover Limit
6+
Top Insurers
1,500+
Hospitals & Specialists
24/7
Expert Support

How It Works

Get Quotes Compare & Choose Apply OnlinePay Insurer Get Covered in 1 to 5 Working Days

Get Health Cover Quotes

Build your medical coverComplete the steps below. You can change any selection and the results will update.
1
Cover TypeWho would you like to cover?
Cover Type
4
Group CompositionEnter the number of families in each category
Add Group FamiliesEnter Number of Families by Family Size (M+# = Principal + Dependants)
Select Group Average Age
2
Family DetailsAdd the people to be covered
Members Count
Add Members
3
Choose Your CoverSelect insurer and inpatient limit
Insurers
Inpatient Limit
5
Optional BenefitsAdd only the benefits you need
Select Outpatient first
Your selections are used only to calculate available medical-cover quotations.
QuotesCompareChooseApply Online(2026 Rates)

Compare Quotes & Apply

0 Quotes Found

Premiums are indicative and subject to insurer confirmation and underwriting.

Detailed Quotes

Every quote in full — benefits, exclusions and hospital networks. Page between them with the arrows, or open Details on a quote above.

Premiums are indicative and subject to insurer confirmation and underwriting.

How It Works

Follow these simple steps to get your health cover activated.

1Get Your Health Cover Quotes

Select your cover type, members and preferred cover limits for inpatient, outpatient, maternity, dental or optical — with the scope per family or per person — to receive your quotes.

2Compare & Apply Online

Compare premiums and cover options from our insurers side by side and choose the option that suits you.

Complete and submit your application online in minutes.

Get My Quotes
M-PESA

3Pay the Insurer

Pay in Full

Pay the insurer directly using the details on your quotation or Pay Insurer page, then share your proof of payment.

Or Pay in 4 IPF Installments

Pay 20% to the insurer and 80% + interest in 4 installments to NCBA Bank Insurance Premium Financing.

View IPF Interest Table
PremiumInterest
KSh 25,000 – 149,999KSh 3,500
KSh 150,000 – 169,999KSh 3,585
KSh 170,000 – 199,999KSh 4,150
KSh 200,000 – 249,999KSh 5,047
KSh 250,000 – 269,999KSh 5,836
KSh 270,000 – 299,999KSh 6,398
KSh 300,000 or above1.84%
Payment Options
KRA PIN BIRTH CERTIFICATE

4Share Proof & Get Covered

Share your proof of payment and required documents, including:

  • M-PESA confirmation message
  • Bank payment or deposit slip
  • Cheque or deposit slip
  • National ID / Passport
  • KRA PIN
  • Birth certificate for children
  • Any additional documents requested by the insurer
Send Us a Message

Get Covered: Cover is typically confirmed within 1–5 working days after full payment or IPF settlement and submission of all required documents, subject to insurer underwriting and acceptance.

Trusted by Kenyan Families
Regulated by the Insurance Regulatory Authority of Kenya (IRA/05/31670/2026)

IRA Licensed Agency

Fully compliant and regulated by the Kenyan insurance authority.

Premium Plans Only

We curate only high-end covers from Kenya's top insurers.

Best Rate Guarantee

Direct insurer rates — no hidden fees or markups.

Fast Turnaround

Get covered in as little as 24 hours with our expert team.

A Kenyan family at home with their two children
Illustrative image — AI-generated
Send Us a MessageTell us what you need — we’ll reply by email or WhatsApp.

Your details are used only to respond to your enquiry.